Putting your savings in a certificate of deposit (CD) can be a smart choice, especially considering how high interest rates are today. But you may be able to maximize your CD even more by taking ...

There was a time when long-term CDs offered the highest rates, but that's changed over the past few years. An unpredictable rate climate (among other things) has led banks and credit unions to offer ...

Discover how CD accounts work, understand terms, interest rates, compounding, and strategies to maximize CD benefits for ...

A step-up certificate of deposit, or “step-up CD,” is a variable interest deposit product where the rate of interest gradually increases over the term of the certificate. Eventually, the certificate ...

When choosing a certificate of deposit (CD), you have to compare a few figures to make the right call for your needs — any minimum balance requirements or the amount of interest earned, for example.

CD interest rates may have dropped in 2025, but competitive options are still available as we approach the new year.

As fall arrives, it's an ideal time to think about financial goals and how to benefit from financial products like fixed-rate CDs, mortgages, and personal loans. Fixed-rate CDs offer guaranteed ...

A CD ladder consists of opening several CDs with different maturity dates. A CD ladder's benefit is you can earn high rates and also have access to portions of your money at frequent intervals. With a ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...